Legal

Program Rules

Last Updated: November 12, 2026

These Program Rules are part of the Kidnomics Terms of Service. They set out the current earning rate, limits, and bonuses for the Kidnomics Rewards Program. We may change them with reasonable notice, and changes apply only going forward.

Earning points

  • You earn 3 points for every US dollar of qualifying childcare spend, rounded down to the whole point.
  • Qualifying childcare expenses are payments, documented by an invoice or receipt, to childcare providers — including daycare centers, preschools, nannies, au pairs, babysitters, after-school programs, and camps.
  • Each payment can earn points only once. A receipt with the same provider, date, and amount as one you submitted in the previous 90 days is rejected as a duplicate.
  • Receipts must be for at least $1 and cannot be dated in the future.

Your first 30 days: the welcome window

For the first 30 days after you create your account, you can catch up on past childcare spending:

  • Receipts can have any past date.
  • There is no limit on the number of receipts or the amount of a single receipt.
  • The total across all receipts submitted in the welcome window is capped at $60,000 of childcare spend.

After your first 30 days

  • Receipts must be dated within the 30 days before you submit them.
  • Each receipt can be for up to $8,000.
  • You can submit up to 5 receipts per calendar month.
  • You can earn points on up to $120,000 of childcare spend per membership year, counted from the anniversary of the date you joined.

Where bank or card account linking is available, the limits that apply to payments you tag from a linked account are shown in your dashboard.

Referral bonuses

  • You receive 500 points when a friend creates an account using your referral link or code.
  • You receive another 1,000 points when that friend's first qualifying receipt is approved.
  • Your friend receives 500 points when their first qualifying receipt is approved.

Bonuses are awarded once per referred friend. Self-referrals and fake accounts don't earn bonuses.

Redeeming points

  • Points are redeemed in the Kidnomics Marketplace at shop.kidnomics.com using "Unlock with Points" while you're logged in.
  • Each product shows the most points you can apply to it.
  • One points discount can be used per order, and it can't be combined with other discount codes.
  • Points have no cash value and can't be transferred.

Returns

If you return an item, the money you paid goes back to your original payment method and the points you used go back to your balance. See the Returns & Refunds Policy.

Keeping your points

Points don't expire while your account is active. Once the inactivity rule in Section 4.5 of the Terms takes effect, a points balance expires if 18 months pass without earning points from a childcare payment or redeeming points. We'll email you at least 60 days and again at least 14 days before any points expire.